SECURITY NOW CHECKING
Minimum balance to open this account $777.00
The first 50 personalized checked ordered at no charge.
$8.39 maintenance fees each statement cycle if the balance in the account falls below $700.00 any day of the cycle.
Interest is paid monthly at NOW rates based on daily balance.
Tiers as follows:
 42,777.01 - above
20,000.01 - 42,777.00
7,700.00 - 20,000.00
7,699.99 or less
Automatic Transfer
Automatic transfers are fast and easy
You can:
Transfer between checking and savings
Receive automatic credit for CD interest
Make payments on any of your loans with our bank
ATM cards (per cards) $5.87
Check Card* (per cards) $5.87
All rates are subject to change without notice.
*All applications subject to approval.
49er CHECKING
A special account available for persons age 49 or over or fully retired.
Consider these great benefits:
Minimum to open - none
Monthly maintenance fee - none
Transaction fees - none
Interest paid monthly based on daily balance*
This account further serves your needs by including, at no cost to you:
One free order of personalized 49er CHECKS per year
Free Money Orders
Free Cashiers Checks
Free Telephone Transfers
Free Traveler's Checks
Free Automated Utility Bill Payments
Free Direct Deposit
Free Notary & Signature Guarantee
Free Photocopies
And these options are available as well:
ATM Card (per card) $5.87
Check Card* (per card) $5.87
24 Month Step-up Certificate of Deposit
(Two Steps up during 24 month period)
*All rates are subject to change without notice.
*All applications subject to approval.
HOMETOWN CHECKING
$50.00 minimum balance to open
The ultimate value in bank checking is available for one low monthly fee. You can take advantage of various discounted bank services from Certificates of Deposit to Loans.
Pre-Approved $100.00 overdraft protection
One free order of personalized HOMETOWN CHECKS per year
Free ATM transactions
Unlimited check writing
Complimentary notary service
1/4 % discount on consumer loans
Low monthly fee of $9.48 per month
ATM Card (per card) $5.87
Check Card* (per card) $5.87
*All applications subject to approval.
Statements with checks are mailed monthly.
Direct Deposit Convenience:
This account offers the convenience of direct deposit services. With this service you have faster access to your monthly.
OLD-FASHION FREE CHECKING
$50.00 minimum balance to open
The Old-Fashion Free Checking Account provides Security Bank customers the following:
One free order or personalized Old-Fashion Free duplicate checks per year
No monthly maintenance fees
No pre-check fees
Monthly statements (checks kept in safekeeping)
ATM card is available with this account for additional charge.
ATM Card (per card) $5.87
Check Card* (per card) $5.87
*All applications subject to approval.
Direct Deposit Convenience:
This account offers the convenience of direct deposit services. With this service you have faster access to your money.
Automatic Transfer:
Automatic transfers are fast and easy!
You can:
Transfer between checking and savings.
Receive automatic credit for CD interest.
Make payments on any of your loans with our bank.
BLACK & GOLD PASSBOOK SAVINGS
$1077.00 minimum balance to open this account
Statements are mailed quarterly
Passbook for all deposits and withdrawals
Base fees are:
$1.00 updates without passbook
(6) free withdrawals per quarter
$1.00 additional withdrawals No ATM card available with account
Interest is accrued daily and credited quarterly.
*All rates are subject to change without notice.
FREEDOM SAVINGS
Minimum balance to open this account $97.00
Statements are mailed quarterly
(6) Six free withdrawals per quarter
$.96 additional withdrawals
No ATM card available with account
Interest is accrued daily and credited quarterly.
*All rates are subject to change without notice
FIXED RATE CDs
Certificates of Deposit with maturities available from 7 days to 5 years with a rate fixed for the term.
$500.00 minimum balance required to open and earn the annual percentage yield
After the CD account is opened, you may not make deposits into the account until the maturity date.
You can only withdraw interest credited in the term before maturity of the terms without penalty. You can withdraw interest any time during the term of crediting after it is credited to your account.
For automatically renewing CDs, you have a grace period of 10 calendar days after the maturity date to withdraw the funds without being charged a penalty.
IRAs
With an IRA, the money you invest earns tax-deferred interest and your contributions maybe deductible on your Federal income tax return.
IRAs are open-end time deposits.
You make deposits and withdrawals.
Withdrawal penalties may apply.
IRAs with maturities of 6 months to 5 years.
The interest rate is fixed for the term.
This IRA account will automatically renew at maturity. You have a grace period of 10 calendar days after maturity date to withdraw the funds without being charged a penalty.
ATM/CHECK CARD SERVICES
The convenience of a TransFund card enables you to have access to 100,000 locations worldwide.
All bank cardholders will be on the TransFund network. This enables you to have access to SCS, Mpact and CIRRUS machines. The following ATM fees will apply:
$0.51 ATM transaction at any Oklahoma network
(CheckOKard, SCS, TransFund, Mpact and Via)
$1.04 ATM on out of state transactions
$5.87 initial order for each ATM or Check Card
$5.87 replacement ATM or Check Card*
*All applications subject to approval.
 
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