Security Bank Online located in Tulsa, Oklahoma

COMMERCIAL CHECKING ACCOUNT
Minimum balance to open this account $250.00

Statements with checks are mailed monthly.
Base fees are:

$8.00 per month basic maintenance

$0.25 per item posted

$0.08 per checks deposited

Monthly earning credit: Average 3 month T-Bill rate based on average collected balance.*

SMALL BUSINESS CHECKING ACCOUNT
Minimum balance to open this account $100.00

Statements with checks are mailed monthly

No monthly maintenance fee

75 FREE transactions per month (includes written checks, deposited items, and deposits)

$0.50 per transaction over 75

*All rates are subject to change without notice

COMMERCIAL NOW ACCOUNT
Minimum balance to open this account $1,500.00

Statement with checks mailed monthly

Available to Sole Proprietor, Doing Business As, and Corporate -- Not For Profit.
Interest is paid monthly at NOW rates on daily balance.*

Base fees are:

$8.00 per month basic maintenance (if balance falls under $1,500.00)

COMMERCIAL MONEY MARKET ACCOUNT
Minimum balance to open this account: $1,500.00

Statements with checks are mailed monthly.

Interest is paid monthly at Money Market rates based on daily collected balance.*

Depositors are limited to (3) third party checks and (3) pre-authorized transfers or (6) pre-authorized transfers.

You may make (3) withdrawals per month. A fee of $1.00 will be charged for each withdrawal in excess of (3) during a statement cycle, regardless of balance maintanined in account.

Tiers as follows:

42,777.01 - above

20,000.01 - 42,777.00

7,700.00 - 20,000.00

7,699.99 or less
*All rates are subject to change without notice.

Security Bank is participating in the FDIC's Transaction Account Guarantee Program. Under this program, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount of the account. This coverage is in addition to, and separate from, FDIC deposit coverage under the FDIC's general deposit insurance rules.