Security Bank Online located in Tulsa, Oklahoma

Commercial Checking Account
    Minimum balance to open this account $250.00

Statements with images are mailed monthly
Account has a competitive earnings credit rate that is applied
    to collected balances and is used to offset applicable
    service charges

Base Fees are:

$8.00 per month basic maintenance fee
$0.25 per item posted
$0.08 per check deposited

Small Business Checking Account
    Minimum balance to open this account $100.00

Statements with images are mailed monthly
No monthly maintenance fee
75 FREE transactions per month (includes written checks, deposited items, and deposits)
$0.50 per transaction over 75

Commercial Now Account
    Minimum balance to open this account $1,500.00

Statements with images are mailed monthly
Available to Sole Proprietor, Doing Business As, and Non-Profit Organizations
Base Fees are:

$8.00 per month basic maintenance fee if the balance falls below $1,500.00 any day during the
    statement cycle

Interest accrues based on daily balance and pays monthly at NOW rates

Rates are subject to change. Contact the bank for current rate information

Commercial Money Market Account
    Minimum balance to open this account $1,500.00

Statements with images are mailed monthly
Interest is paid monthly at Money Market rates based on daily collected balance
Depositors are limited to six (6) withdrawals per statement cycle
A fee of $1.00 will be charged for each withdrawal in excess of six (6) during a statement
    cycle, regardless of balance maintained in the account

Interest Tiers as follows:

$42,777.01 - Above
$20,000.01 - $42,777.00
$ 7,000.00 - $20,000.00
$ 7,699.99 - Below

Rates and interest tiers subject to change. Contact the bank for current rate information

IMPORTANT NOTICE

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit http://www.fdic.gov/.